Spend & Save
Spend & Save
Accounts to help you take control of your money
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Spend any way you like
Our Spend account gives you flexible ways to spend and handy tools to track your money
Save smarter
Our Save account comes with great interest rates and savings goals to help you grow your money
Share your finances
Open your shared account in just a few seconds to Spend or Save with your partner-in-finance
Home loans
Our home loans
A perfect mix of options and a digital application process to get the best loan for you
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Neat home loan
Take it back to basics with no ongoing fees and a low variable rate
Own variable home loan
Variable rates with lots of options and 100% interest offset from multiple ubank accounts
Own fixed home loan
Avoid the unexpected by fixing your rate for up to 5 years
I want to ...
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Why us
Why us
Here to help you take control so you can feel on top of your money
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Get help
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Need help or have an inquiry? Get in touch with us today
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Money Matters
Top passive income ideas
We all dream of working less and earning more, right? Passive incomes are a great way to boost your earnings with little to no ongoing extra effort.
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Money Matters
The perks of having ubank accounts
Our Spend and Save accounts come with their own great perks to help you make the most of your money.
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Money Matters
How compound interest can help your savings grow
We explain what compound interest is and how a compound interest account can boost your savings.
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Money Matters
What is a joint bank account? And why would you need one?
Whether you're sharing an account with a partner, friend or family, a joint bank account is a great way to combine your finances.
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Money Matters
How do I track my super?
How much super should I have when I retire? The choices you make now about super can affect you in the future.
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