Why our app
An award winning app experience
We’re constantly working to maintain and release helpful features that make our app the best in the biz.
Our latest app feature
Ever wondered where your money goes?
Spending Footprint is our latest feature. It sorts all your spending into simple categories. You’ll finally be able to see what you really spent on eating out last month!


Time to get a better view of your money
Safely connect bank accounts from over 140 financial institutions and take full advantage of our app’s big picture features. It’s like a party for your money and everyone’s invited.
We focus on keeping your info safe, so you can focus on taking control of your money.

No more surprises with automated bill predictions
We keep track, so you don’t have to. Our Coming Up feature predicts your upcoming bills, subscriptions and recurring payments.
You don’t need to do a thing. Just live your life and when you check your app, you’ll be able to see when a regular payment is coming up for your ubank or connected accounts.
Give us a go and score $20!
Get set up in 2 mins and use the referral code BONUS20 to get $20 after 3 card purchases in your first 30 days.
Available during offer period. Ts&Cs apply.

Get ahead with In & Out
Our In & Out feature helps you answer the age-old question of “am I spending more than I’m getting?”
It’s an easy-to-read graph of the money coming in and going out of your ubank accounts that helps you stay one step ahead of your spending.
You can line it up with when you get paid for maximum results.

Smash your goals with Savings Targets
Saving for a new car, or a trip overseas? You can create and name savings targets in any of your Save accounts. You can even use emojis in the target name to visualise your goal.
All you’ve got to do is tell us how much you want to save and when you want to hit your target. We’ll create a plan to get you there and help you track your progress along the way.
App features
Other handy features
Now we’ve covered the big life-changing features, here are some other cool things our app can do.
Join us
How to get started with ubank
Set up your accounts in 2 mins to enjoy our amazing app features.
Download the app
Enter your ID and personal details
Start using your new accounts
To join us, you’ll need to be over 16 years old and an Australian citizen or permanent resident.

Other ways to bank
Get ready for online banking
We know some of you have asked to see it all on the big screen, so watch this space because online banking is on its way.
FAQs
Have any questions?