Borrowing power calculator

See how much you can borrow and what you’ll pay

Calculate your borrowing power

How much can I borrow?

Our borrowing power calculator will estimate how much you could borrow and what your loan repayments will be so you can figure out if our ubank home loans suits you. Just input your income and expenses and we’ll do the rest.

Important:The estimated amount you could potentially borrow is a guide only. This calculator doesn’t take into account your individual circumstances. The interest rate applied is the current interest rate for a ubank home loan with principal and interest payments and varies depending on the product you have selected. This calculator assumes principal and interest repayments. Rates and repayments are indicative only and subject to change. If you proceed with a home loan application we’ll ask you to provide further details of your income and expenses. If you want to know more, check out ‘Additional calculator information’ below. Refer to ‘Lets pass the mic to our lawyer’ for important information on our Comparison rates.

Apply online for a loan

Get a loan without stepping a foot out of home

Apply with us today

Do it all from home with our simple online loan application

Get a breakdown of our home loans

Check out these useful links for some help on choosing your loan.