P&I = Principal and Interest
IO = Interest Only
^The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Limited time offer: 3-year fixed rate and comparison rate for OO P&I loans. Offer valid where applications received 22 Jan-26 Feb 2021. Loans must settle within 90 days after submitting the application to be eligible.
*A fee of $395 applies on a fixed rate home loan to lock in the advertised rate (as at the date of your application) for a period of time. This fee is waived for fixed rate loans that settle on or between 10 July 2020 and 31 March 2021. More on fees and charges.